Travel Insurance needs to be on everyone’s “Must have travel Items”. Let me start off by defining what travel insurance is. According to Wikipedia, “It is insurance intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses while travelling either internationally or domestically.” I know, most people will debate that they are healthy, they are careful, they do not engage in high risk activities as reasons for not needing travel insurance. Granted, that might be the case but, life has a way of not consulting you when it decides to “overhaul your life.”  Honestly, when I started travelling, I didn’t even know about travel insurance and was lucky enough to not have any incidences. However, when I was bitten by a dog in India, I had my first ever “revelation” moment on Travel Insurance and its importance. I thought about how I had been putting my…